About Financial Freedom

We provide our clients with FEE-ONLY Wealth Management Services which includes Comprehensive Financial Planning and Investment Management Services. For those clients considering retirement our key question is: As nearly as you can tell, are you going to outlive your money, or is your money going to outlive you?

How Do We Get Paid?

Unlike many planners, we are Fee-Only Financial Planners. Fee-only planners are compensated solely on the basis of fees paid by their clients. We do not accept any commissions or compensation from any other sources, providing you with a high-level of confidence that you are receiving independent and objective recommendations.

Most investment managers, who provide only investment management, charge fees based on a percentage of assets. We utilize a retainer approach in establishing fees. Our retainer fees include a Complete Wealth Management Package which integrates Comprehensive Financial Planning & Investment Management.

Considering Retirement? Are You Retired? Major Issues That We Address

  • Supporting the retirement lifestyle that you want
  • Will you outlive your retirement funds?
  • Managing income flows in Retirement

Two Very Important Arrows In Our Quiver

We will integrate the "Softer Side" of Financial Planning (your emotions, life dreams and future visions) with the mechanics (financial projections) required to help you achieve your life goals and objectives. Learn More>>

Annual Performance Evaluation

Each year we provide our clients with a Wealth Management Services evaluation package. We recap all of the Comprehensive Financial Planning activities that we have performed and we compare each client's portfolio investment return performance (after retainer fees) to relevant industry benchmarks. We think that it is important that each client is able to evaluate the overall value that our retainer relationship adds to the achievement of their life goals and objectives.



We are members of the National Association of Personal Financial Advisors (NAPFA), the country's leading professional association of Fee-Only financial advisors. As such, we agree to: (1) work only in the best interests of our clients and (2) provide independent, objective, conflict-free advice.
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Paladin, an independent company that documents the credentials and business practices of financial professionals, has awarded Paladin 5-star wealth advisor Allen Osgood FADD™ certification. Learn More>>
Click here to view more information about Paladin Registry.

Financial Freedom is now a member of the MD Preferred Financial Advisor Network, the country's leading association of Fee-Only financial advisors committed to serving physicians, practice groups and medical facilities. Learn More>>

Contact Us

Please send an E-Mail message if you have any questions or would like more information, or feel free to call Toll Free at:

5 Great Valley Parkway, Suite 210, Malvern, PA 19355

8044 Montgomery Road, Suite 700, Cincinnati, OH 45236
2661 Commons Boulevard, Beavercreek, OH 45431

6151 Lake Osprey Drive, Third Floor, Sarasota, FL 34240

408 US Route One, Second Floor, York, ME 03909