Financial Freedom is a fee only financial planning firm specializing in helping clients achieve their life goals and objectives. Our fee only wealth management services include Comprehensive Financial Planning and Investment Management services. We understand that no two clients are alike, which is why we create tailored plans to suit your specific needs and objectives.
Comprehensive Financial Planning
We provide comprehensive financial planning for clients across the U.S. You bring the dreams, we’ll bring the tools to make them a reality.
Investment
Management
We know you worked hard for your assets. We’re here to help you maximize those assets through strategies focused on growth and asset protection.
Retirement
Planning
Are you planning for retirement? Let the wealth management professionals at Financial Freedom help you develop and implement a successful retirement plan.
Financial Freedom is a Fee-Only Firm
As fee-only financial planners, we do not accept any commissions or compensation from other sources. When working with Financial Freedom, you can be confident you are receiving independent and objective recommendations. While many investment managers charge fees based on a percentage of assets, we implement retainers to establish our fees. This approach allows us to focus on what really matters: your best interests. Compared to other investment management firms that charge based on percentage of assets under management, our retainer fees are generally less expensive and provide both fee-only comprehensive financial planning and investment management services.
The Importance of Reflection: Annual Performance Evaluation
At Financial Freedom, we value transparency. We know how hard you’ve worked for your money, which is why we encourage you to review the value of our relationship annually. Our goal is to provide “added value” so that you view our fees as an investment and not just another expense. Each year, we provide our clients with a Wealth Management Services evaluation package wherein we recap all the Comprehensive Financial Planning activities we have performed. Furthermore, we compare each client’s portfolio investment return performance to relevant industry benchmarks. This evaluation process allows clients to see how our retainer relationship directly contributes to the achievement of their life goals and objectives.
More Than Money
At Financial Freedom, we understand that life is about more than money. Whether ensuring your family’s financial stability for years to come or planning out your post-retirement dreams, our team of fee-only planners is dedicated to your success.
You bring the financial aspirations, we provide the tools and guidance that helps bring them to fruition.
Our Certifications and Industry Affiliations
CFP ®
ALL firm members are CERTIFIED FINANCIAL PLANNER™ professionals. We believe that the education, examination, and experience requirements of the CFP® program are a required minimum to provide outstanding wealth management services.
Paladin Registry
Paladin Registry is an independent organization dedicated to helping investors identify quality financial professionals. Paladin has provided Allen A. Osgood with their highest 5 Star FADD (Financial Advisor Due Diligence) Certification.
Financial Freedom is FADD™ Certified
Financial Freedom is pleased to have been recognized with a 5-star rating from the Paladin Registry and to be FADD™ Certified.
To be admitted to Paladin and receive the 5 star rating and FADD™ (Financial Advisor Due Diligence) certification, requires successful completion of an in-depth background check validating the accuracy of the advisor information provided on the Paladin Registry.
Investors can use Paladin Registry’s Financial Advisor Due Diligence (FADD™) service to conduct background checks on potential advisors. FADD™ validates the accuracy of advisor claims so investors select professionals with the best qualifications and not the best sales pitches.
About Paladin
Paladin is a company that documents the credentials and business practices of financial professionals and validates the information with ratings. They also sponsor the Paladin Registry that matches investors with advisors and provides valuable information investors can use to screen and select the professionals who are right for them. Paladin Registry, LLC, is an independent organization 100% owned by key employees who are active in the company. No financial services company or advisor has an equity interest in Paladin.
Since its inception, more than 250,000 investors have used the Registry to learn how to avoid bad financial advice, to learn how to select high quality advisors, to find competent, trustworthy professionals, to rate current advisors, and to review advisor documentation for credentials, ethics, and business practices.
Here is what Kiplinger recently had to say about Paladin
“Paladin supplies the most detailed biographies of any of the sites we reviewed, all in a quick reference format that makes for easy comparisons. In addition to the advisor’s contact info, specialities and certifications, it details their fee structures, tells you how many years of experience they have, and outlines their investment philosophy in a simple yes-or-no, Q&A format.” Awarded Four-Stars by Kiplinger.com, December, 2004.
Disclosure: What is Paladin Registry’s FADD Certification? FADD (Financial Advisor Due Diligence) certification is a background checking service that certifies the accuracy of the specific information that is displayed in this professional’s Paladin Registry profile. This background check and certification is completed by Paladin on an annual basis. Based on the results of the background check, Paladin assigns a rating of 1 to 5 stars with 5 stars being the highest. Financial Freedom’s receipt of this certification is in no way indicative of any individual client or investor’s experience with Financial Freedom or of Financial Freedom’s future performance. There is a flat annual fee paid to Paladin Registry for annual updates to the FADD Certification. Additionally, Financial Freedom pays a flat monthly fee to be listed in the Paladin Registry and be matched with potential prospective clients. No fees other than the flat monthly fee and the annual FADD re-certification fee are paid to Paladin Registry.
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NAPFA
National Association of Personal Financial Advisors – The country’s leading professional association of Fee-Only financial advisors requiring high standards and commitment to a Fiduciary Oath and Code of Ethics.
FPA ®
The Financial Planning Association® (FPA®) is the principal professional organization for CERTIFIED FINANCIAL PLANNER™ (CFP®) professionals.