We know it’s tough to select the best advisor because it’s difficult to compare their qualifications, ethics, services, and pricing.
We want to make your selection process safer and easier. That is why we are committed to practicing full transparency for our service fee. Once we know your service requirements, we will provide a written statement that documents our retainer-based fee.
There will not be any surprises when you select Financial Freedom as your financial advisor. You know exactly what you are paying, and you know the services that you receive for our retainer.
Our only method of compensation is a service fee – the same way you compensate other professionals (CPA, attorney) you depend on for specialized advice and services.
We provide a free, no obligation consultation to make sure we are the right firm for you. We will provide documentation for all of the information you need to make the right decision. We do not make you ask the right questions to obtain this information.
Comprehensive Financial Plan
When you select Financial Freedom the next step in our process is a comprehensive financial plan that acts as the roadmap for the achievement of your financial goals.
Expert Wealth Management
We also provide expert wealth management services for the investment of your assets in the global securities markets.
Our Planning Fees and Retainer
The development of your comprehensive financial plan is completed on an hourly basis. We will provide an upfront estimate as to the expected number of hours as well as the maximum hours possible.
Following the completion of your comprehensive financial plan, assuming that we have a good fit and want to continue to work together, we transition to an On-Going Wealth Management relationship using an agreed-to retainer amount. Our retainer covers the cost of all on-going planning and wealth management services. You do not pay any other type of fee to Financial Freedom.
We believe that we should start working together on an hourly basis to develop the comprehensive financial plan to ensure that we have a good fit, build personal chemistry, and demonstrate our skills and services before deciding to transition to an on-going retainer relationship. We don’t believe that you the client should commit up front to an on-going relationship without first determining if we have a good fit, strong skills, and can provide the outstanding wealth management services that you are seeking.
Our only method of compensation is a fully-disclosed, hourly or retainer-based fee. We do not receive any compensation from third parties or anyone other than you the client.
Our retainer is based on the amount of time we spend providing you on-going wealth management services which includes both comprehensive financial planning and investment management services.
There are no service initiation fees, contractual periods, or early withdrawal expenses.
Our retainer is billed quarterly in arrears, so we are a pay-as-you-go service.
Our relationship is month-to-month. You can terminate our relationship anytime you are not satisfied with the quality of our services or results.
Our Fees Are Very Competitive
Our fees are very competitive and many times less than competition. We regularly compare our fees to industry benchmark surveys.
We believe that it is very important that you view our fees as an investment and not just another expense. We will provide an annual performance package where we summarize all of the financial planning that we have provided and we will compare your actual portfolio performance against industry benchmarks. This will allow you to determine whether our fees are a wise investment.